corporate real estate
Kotak offers comprehensive financial assistance to Real Estate players in the residential, commercial and IT sector. This focused approach is managed by a team with an in depth understanding of this sector well synergized with other expert divisions of the group to give seamless optimal solutions. Personalized and timely service is ensured by the decentralized servicing and relationship teams across the geography.
Construction Finance (CF) for the projects is financing towards acquisition and construction cost for the projects against the sales receivables. The finance is extended after due consideration of planned timelines for construction project to be financed. In-house Legal and Technical team ensures that our offering keep in mind the comprehensive requirements of the project cash flows and regulatory guidelines.
Structured Finance Solutions
Structured Finance Solutions is to address the void space that is not covered by normal CF.These includes acquisition finance, last mile funding of projects, inventory financing and short term financing solutions. Strong Investment Banking arm and the deeply entrenched and distributed Wealth Management clients have made us one of the pioneers of Structured Finance Solutions in the Real Estate sector. In house expertise of legal, technical, taxation, etc offers additional insight to give a better perspective to take business decisions.
Lease Rental Discounting
Lease Rental Discounting (LRD) can be an outcome of a commercial Construction Finance or a fresh lending proposition. Loan is structured evaluating various criteria like lease tenor, tenant rating, property valuation, etc. Loan quantum is derived primarily by discounting of future rental cash flows.
Corporate Advisory Services
Real Estate market is quite dynamic and new regulations and amendments of guidelines require continuous tracking. This is where our expertise can be leveraged by our customers. Our comprehensive solutions platform also encompasses assistance in the form of Syndication, Debt Capital Markets, Underwriting, Equity, CCD, OCD, NCD, Mezzanine Products, etc. We also extend our support on business valuations, due diligence, financial structuring, assisting in drafting and execution of transaction documentations, etc.
The Advisory Services under the Investment Banking are provided by another wholly owned subsidiary of the parent, Kotak Mahindra Capital Company. The services provided by KMCC are comprehensive as seen in the chart below.
The advisory banking services have been consistently recognised amongst the leaders in the market.
Various banking services can be availed through our holding company Kotak Mahindra Bank. Some of the key offerings are furnished below:
- Zero Balance Current Account
- Online Services (Net Banking)
- Cash Management Services
- Forex Management Services & Cross Border Remittances
- Trade Products
- Capital Account Transactions
- Other Value Added Services